DSU HEALTH & DENTAL PLAN

• You are automatically enrolled in the plan if you are a student registered in 6 or more credits in the Fall semester

• You pay Douglas Students’ Union Fees

• You reside in Canada

• You are under the age of 70*

Students enrolled in 6 or more credits, the fee is automatically applied to your tuition fees.

Students enrolled in less than 6 credits, can opt-in online during the last two weeks of September.

Click Here to opt-in https://www.mystudentplan.ca/dsu/en/forms

1. Log in to your Douglas College myAccount

2. Select “Student Records”

3. Select “Account Summary by Term”

4. Look for the health & dental plan charge of $276.95 under the Fall 2026 semester tuition

Your benefits at a Glance:
(this is a summary of what is covered, for specific details please select the link below)

• Prescription Drugs – 80% to a maximum of $2000 per year

• Dental – 80% one per benefit per year to a maximum of $600 per year

• Vision – 100% to a maximum of $100 for eye exam, and $125 for eye glasses or contact lenses every 24 months

• Emergency Travel Insurance - $5 million of coverage for emergencies and illnesses while travelling

• Paramedical Practitioners with a physicians referral - $80 to a maximum of $300 per person, per type of practitioner

• Psychologist, social worker, registered clinical counsellor – 80% to a combined maximum of $450 per person per year.

• Legal Assistance Plan - unlimited free legal advice & referrals via phone 1-877-333-3884. Call with your student ID number. Available 24/7.

For more details on your coverage, visit www.mystudentplan.ca/dsu

The Legal Assistance Plan is an unlimited free legal advice & referrals via phone for students on the Health & Dental Plan (unlimited 30 minute calls). To access this part of the plan, call 1-877-333-3884 with your student ID.

Your Students' Union Health & Dental Plan now offers timely, cost-effective access to experienced lawyers to guide you through most major types of law, including:

• Family, Criminal

• Civil Litigation

• Landlord and Tenant

• Residential Real Estate

• Wills and Estates

• Tax

• Employment

• Condo/Strata

• Immigration

• Identity Theft Support

The Douglas Students’ Union Health and Dental plan covers from September 1 to August 31 each year for Fall semester students and January 1 to August 31 for new Winter semester students.

*New eligible students will be added to the health and dental plan approximately 45 days from the start date of your program.

You can register for your Benefits Card Here https://www.mystudentplan.ca/dsu/en/form-benefits-card-registration

PLEASE NOTE for new students on the plan – please check with the DSU office when your benefits card will be available.

Students on the health and dental plan can opt in their family members that meet the follow eligibility:

• Spouse – By marriage or under any other formal union recognized by law, or your common-law spouse of either sex who has cohabitated with the student for a minimum of one year.

• Children – Your natural children, stepchildren, legally adopted children, and children for whom you/and or your spouse have been appointed as guardian(s) for all purposes under an Order of the Court.

  • Unmarried

  • Under 21 years of age and not employed full-time

  • Under 25 years of age, if they are attending a college or university full-time, or

  • Physically or mentally incapable of self-support and became incapable to that extent while entirely dependent on the student for maintenance and support and while eligible under 1) or 2) above

For more information about family add on eligibility, please visit: https://www.mystudentplan.ca/dsu/en/forms/family-addon

Fall 2026 Semester – 1 Year Coverage September 1 to August 31 - $276.95
*Automatic Opt In (Students Taking 6 or more credits - included in tuition fees)

• Individual opt in (students taking less than 6 credits) - $470.81

• Family Opt In – 1 Dependent - $470.81

• Family Opt In – 2 or more Dependents - $747.76

Winter 2027 Semester – 8 month Coverage January 1 to August 31

• Individual Opt In - $415.42

• Family Opt in – 1 Dependent - $415.42

• Family Opt in – 2 or more Dependents - $659.79

Fall 2026 Opt in Period:
Wednesday September 16 – Tuesday September 29, 2026 @ 4pm
Opt out deadline: Wednesday September 30, 2026
Winter 2027 Opt in Period:
Monday January 18, 2027 – Friday January 29, 2027 @ 4pm

PLEASE NOTE: that students can only opt in during these time periods

Opt in here: https://www.mystudentplan.ca/dsu/en/forms/opt-in

The Opt Out Deadline is the last business day of September.

Only students with existing, equivalent extended health and dental plans are eligible to opt out of the Douglas Students’ Union Health and Dental Plan. You must have proof of alternate coverage.

PLEASE NOTE: the BC Medical Services Plan (MSP), Travel Insurance, GuardME and Canadian Dental Care Plan (CDCP) is not an extended health and dental plan and therefore does not qualify as equivalent coverage.

1. Log in to your Douglas College myAccount

2. Select “Registration”

3. Select “Medical/Dental Opt Out”

4. Click “Continue”

5. Select your benefits carrier and enter your plan number

This will trigger a credit to your account once your benefits carries has been verified.

For terms and conditions please see https://www.mystudentplan.ca/dsu/en/forms/opt-out

You can make an online claim here https://www.mystudentplan.ca/dsu/en/claims

Insurance Company: Green Shield Canada (GSC)

GSC Identifciation: DSU Your Douglas Student ID # -00

(Example: DSU123456789-00)

Company Name: Douglas Students’ Union

For more information about your plan visit https://www.mystudentplan.ca/dsu/en/mybenefits

Get details on BC Fair Pharmacare online here https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/pharmacare-for-bc-residents/who-we-cover/fair-pharmacare-plan

To receive a MyBenefits card, you must be registered for BC Fair Pharmacare. Register for Fair PharmaCare online at https://my.gov.bc.ca/ahdc/msp-eligibility

You will need to have the following information ready:

• Personal Health Number (on your BC Services Card)

• Net Income from 2 years ago (line 23600 on your income tax return). If you did not file taxes 2 years ago, you may be able to submit a Fair PharmaCare Proof of Income Affidavit https://www2.gov.bc.ca/assets/gov/health/forms/5357fil.pdf

• Social Insurance Number

• Birth Date

You will receive a Fair PharmaCare registration number immediately. If you do not, call the PharmaCare Help Desk. You can also call to register by phone:

• 604-683-7151 (from the Lower Mainland)

• 1-800-663-7100 (toll-free, from anywhere in B.C.)

It is essential that all students who are permanent residents of British Columbia provide their Fair PharmaCare registration number when completing the MyBenefits Card registration form.

Medical Services Plan (MSP) Premium is not included in the extended health and dental plan. This is separate coverage to the DSU plan and they work together to provide maximum coverage.

No, the Canadian Dental Care Plan (CDCP) is not equivalent extended health and dental plan coverage to be eligible to opt out with.

Information about qualification of the CDCP plan is found at https://www.canada.ca/en/services/benefits/dental/dental-care-plan/qualify.html

According to the link above:
It means you do not have access to any type of dental insurance or coverage through:

• your employment benefits or a family member’s employment benefits, including health and wellness accounts

• a professional or student organization

  Note: If you’re eligible for dental coverage through your employment benefits or through a professional or student organization, you’re not eligible for CDCP. This is true even if:

  • you decide not to take it

  • you have to pay a premium for it

  • you don’t use it

New Students enrolled in courses in the Winter semester, have the option to opt in.

Any new student in Winter regardless of the number of credits, can opt in online during the last two weeks of January.

Visit this website to opt in: https://www.mystudentplan.ca/dsu/en/forms

Note: Students enrolled in Fall semester are not eligible.